With over 40 years in community banking, Tim Ohlde has demonstrated exceptional professionalism and leadership in the industry. Tim has extensive agriculture lending knowledge — he was raised on a dairy farm a few miles from his current residence and has maintained his connection to agriculture. In his career, he has drawn on not only his farm background and experience but also his degree in agriculture education, with an emphasis in agriculture economics, from Kansas State University.

Tim served 27 years as the President of Elk State Bank and is currently Chairman of the Board. Early in his career, he focused on loan portfolio quality and created a proprietary analysis system. This eventually led to the creation of Country Banker Systems LLC, a loan analysis software company where he serves as CEO.

Education is a focal point for Tim. He has taught over 5,000 bankers in 70+ banking schools across 30 states on Ag Lending and Economics, teaching for the Graduate School of Banking Colorado, Barret School of Banking, Kansas and Nebraska Schools of Banking, North Dakota and South Dakota Schools of Banking, the Oklahoma Bankers Association, the Independent Bankers of Texas and the Louisiana Bankers Association. Tim has encouraged borrower education and led the bank’s efforts to bring top-quality speakers and training for agriculture borrowers and small business owners to Clyde, Seneca and Concordia. 

Lastly, Tim has provided leadership to several boards and organizations in Clyde, as well as state and national organizations. He is actively engaged as a leader in Clyde’s community development efforts, including forming the Clyde Area Foundation and the Clyde Community Development Resource Committee. He also serves as the Chairman of Woods Charitable Trust. Tim has served on the board of directors for Banker’s Bank of Kansas, the KBA’s Kansas Ag Bankers Division, the ABA’s Ag Committee and as a member of the Executive Committee for the Farm Financial Standards Council.

Congratulations, Tim!