Pub. 1 2012 Issue 8

4 l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s 6 General Election Produces Many New Faces and Same Old Numbers By Doug Wareham, KBA SVP-Government Relations 6 Who is Doing What? What is Working for Your Members? Who is Providing the Best Solutions for Your Member Banks? By Mike Norris, KBA SVP-Member Services 7 ICS – The Smart Choice For Banks 8 Economic Outlook & Investment Conference 10 Security Officer’s By-Word Forged Check Losses and Positive Pay By Charles M. Towle, Senior Vice President, Kansas Bankers Surety Company 11 Bank of Greeley Responds to Community Need 8 10 16 14 Driving Culture Change for Survival and Profitability By Teresa Bengtson and Derrick Nielsen 16 Washington Update November 2012: Making a Difference Every Day By Frank Keating, President and CEO American Bankers Association 17 Picturing Kansas Photo Contest 18 Briefly ... In Kansas Banking 21 Bert Ely’s FARM CREDIT WATCH ® : Shedding Light on the Farm Credit System, America’s Least Known GSE FCSA’s Black Hills “Cabin” Sells for $2.1 Million FCA Orders Greater Transparency on FCS Pay, But Is It Enough? The FCA Wants Greater Transparency on Enforcement Orders? By Bert Ely © 2012 Kansas Bankers Association | The newsLINK Group, LLC. All rights reserved. The Kansas Banker is published eight times each year by The newsLINK Group, LLC for the Kansas Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review and consider- ation. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your specific circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Kansas Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or serviced advertised. The Kansas Bankers Association is a collective work and as such some articles are submitted by authors that are independent of the Kansas Bank- ers Association. While The Kansas Banker encourages a first print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at: 855-747-4003. die76

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