Pub. 2 2013 Issue 6

l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s 4 6 KBA By-Laws Review By Chuck Stones 6 The Affordable Care Act By Ed Griffith 7 Scholarship Correction 8 Meet KBA Chairman Leonard Wolfe 10 New Members of the KBA Board 12 KBA Presses for Regulatory Relief 16 BLOK Session lll March on D.C. 18 Bert Ely’s Farm Credit Watch: Shedding Light on the Farm Credit System, America’s Least Known GSE FCS Goes All-Out to Kill Say-On-Pay By Bert Ely 20 CFPB Releases White Paper on Overdraft Programs By John M. Floyd Chairman and CEO John M. Floyd & Associates 23 It is Spear-Phishing Season! By Craig Schurr, CISSP, CCNP, MCTS 24 Security Officer’s By-word Never Allow the Regulatory Exclusions to be Removed from the Bank’s Directors and Officers Policy By Charles M. Towle, Senior Vice President Kansas Bankers Surety Company 26 Our Policymarker’s Guide to Payments System Issues By Frank Keating, President and CEO American Bankers Association Washington Update June 2013 © 2013 Kansas Bankers Association | The newsLINK Group, LLC. All rights reserved. The Kansas Banker is published eight times each year by The newsLINK Group, LLC for the Kansas Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review and consideration. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your specific circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Kansas Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or serviced advertised. The Kansas Bankers Association is a collective work and as such some articles are submitted by authors that are independent of the Kansas Bankers Association. While The Kansas Banker encourages a first print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at: 855-747-4003. 16 24 8