Pub. 3 2014 Issue 1

l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s 4 © 2014 Kansas Bankers Association | The newsLINK Group, LLC. All rights reserved. The Kansas Banker is published eight times each year by The newsLINK Group, LLC for the Kansas Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review and consideration. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your specific circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Kansas Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or serviced advertised. The Kansas Bankers Association is a collective work and as such some articles are submitted by authors that are independent of the Kansas Bankers Association. While The Kansas Banker encourages a first print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at: 855-747-4003. 16 24 12 6 Taxing Matters —Why County Officials Might Regret Threatening Property Tax Increases By Doug Wareham, KBA’s SVP-Government Relations 7 Leaders Ledger 8 2014 BLOK Class Announcement 10 The Secret of Being the Best 12 Security Officer’s By-Word Should Banks Stop Doing Wire Transfers? By Charles M. Towle, KBS President Kansas Bankers Surety, Topeka, Kansas 15 Amplify Your Voice By Frank Keating, President and CEO American Bankers Association 16 Bert Ely’s Farm Credit Watch® Shedding Light on the Farm Credit System, America’s Least Known GSE USDA replies to North Dakota on crop-insurance rebates By Bert Ely 18 Get On Point: A New Tool Helps Banks in Kansas Diversify and Rebalance Their Asset Portfolios 22 Briefly... In Kansas Banking 23 In Loving Memory 23 50 Year Club Inductees 24 Bankers and Lawyers Help the Needy through the IOLTA Program 26 Interest Rate Risk: A Priority for 2014 By Jeffrey F. Caughron Associate Partner, The Baker Group LP 29 Bring Your Own Device Personal or Business? By Russ Horn, CISA, CISSP, CRISC