Pub. 3 2014 Issue 2

l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s 4 © 2014 Kansas Bankers Association | The newsLINK Group, LLC. All rights reserved. The Kansas Banker is published eight times each year by The newsLINK Group, LLC for the Kansas Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review and consideration. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your specific circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Kansas Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or serviced advertised. The Kansas Bankers Association is a collective work and as such some articles are submitted by authors that are independent of the Kansas Bankers Association. While The Kansas Banker encourages a first print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at: 855-747-4003. 14 22 10 6 2014 Bank Technology Conference & Showcase 8 BLOK Session 10 2014 State Legislative Reception 12 Advocacy for You and by You By Frank Keating, President and CEO American Bankers Association 14 Banks Blindsided by Regulators’ Unfair Approach to Fair Lending Examination and Enforcement By Stephanie Kalahurka 18 Security Officer’s By-Word Does it Add Up? Always Verify! By Charles M. Towle, KBS President Kansas Bankers Surety, Topeka, Kansas 22 Strunk’s Value Checking Strategy will Generate Fee Income for your Bank By Mike Sobba, President, Strunk LP 24 Occupational Fraud: Is Your Bank at Risk? By Shauna Woody-Coussens, BKD 25 2014 Legal Update Seminars 29 Strategic Bond Swaps: Optimizing Risk and Reward in Investments By Jeffrey F. Caughron, Associate Partner, The Baker Group LP 31 Managing Vendor Management By Stephanie Chaumont, CISA, CISSP, Security+, CoNetrix 33 Improve Your Efficiency Ratio with Cloud Computing —While Also Improving Reliability, Security and Compliance By Robert Mendez, EVP, BankOnIT