Pub. 4 2015 Issue 2

l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s 4 © 2015 Kansas Bankers Association | The newsLINK Group, LLC. All rights reserved. The Kansas Banker is published eight times each year by The newsLINK Group, LLC for the Kansas Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review and consideration. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your specific circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Kansas Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or serviced advertised. The Kansas Bankers Association is a collective work and as such some articles are submitted by authors that are independent of the Kansas Bankers Asso- ciation. While The Kansas Banker encourages a first print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at: 855-747-4003. 15 22 8 6 KBA Leaders Ledger Is Your Bank Ready for the New Integrated Mortgage Disclosure Forms? 8 BLOK Session I 2015 Bank Leaders of Kansas Class Convenes for Session 1 10 KBA’s Harold A. Stones Public Affairs Conference 12 New Solutions Explored at the Bank Technology Conference 15 The Benefit of Pre-tax Medical Premiums With Section 125 By Ed Griffith 18 Security Officer’s By-Word Bank Computer Hacking Results in ACH Fraud By Charles M. Towle, KBS President 20 Saluting America’s Hometown Bankers By Frank Keating, President and CEO American Bankers Association 21 Picturing Kansas 22 Bert Ely’s Farm Credit Watch ® Shedding Light on the Farm Credit System, America’s Least Known GSE CoBank does big financing deals with AT&T, U.S. Cellular By Bert Ely 24 Briefly... In Kansas Banking 25 In Loving Memory 26 Yield Curve Changes and Management of the Investment Portfolio In Praise of the “Modified” Barbell By Jeffrey F. Caughron, Associate Partner The Baker Group LP 29 Strengthening the Resilience of Outsourced Technology Services By Russ Horn, CISA, CISSP, CRISC, CoNetrix