Pub. 4 2015 Issue 2

2015 Legal Update Seminars April 1 Overland Park • Ritz Charles April 2 Wichita • DoubleTree by Hilton April 7 Parsons • Recreation Center April 8 Marysville • Landoll Corp April 9 Topeka • Maner Conf. Center April 14 Salina • Ramada Inn April 15 Hays • Robbins Center April 16 Colby • Sleep Inn April 21 Great Bend • Perkins Restaurant April 22 Dodge City • United Wireless April 23 Wichita • Marriott Hotel April 29 Overland Park • Ritz Charles The Kansas Bankers Association is pleased to announce that KBA’s Senior Vice President and Legal De- partment Director, Terri Thomas, will again be presenting a series of Legal Update Seminars this spring. April 2 Wichita • DoubleTree by Hilton April 7 Parsons • Recreation Center April 9 Topeka • Maner Conf. Center April 14 Salina • Ramada Inn April 15 Hays • Robbins Center April 16 Colby • Sleep Inn April 22 Dodge City • United Wireless April 29 Overland Park • Ritz Charles On August 1, 2015, financial institutions will be required to use the new integrated mortgage disclosure forms for the Truth in Lending Act-CFPB Regulation Z and the Real Estate Settlement Procedures Act-CFPB Regu- lation X on most consumer mortgage loans. These forms will significantly change what information is dis- closed, how it is disclosed and when it is disclosed to consumers. Attend this special two hour session to learn detailed information on how these changes impact your bank. Presented by: Terri Thomas, Director, KBA Legal Department Tonya Haga, President, Kansas Secured Title-Southeast Division 2015 Spotlight on Regulation Z and RESPA Educational Resources 785-232-3444 www.ksbankers.com

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