Pub. 4 2015 Issue 4

l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s 4 © 2015 Kansas Bankers Association | The newsLINK Group, LLC. All rights reserved. The Kansas Banker is published eight times each year by The newsLINK Group, LLC for the Kansas Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review and consideration. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your specific circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Kansas Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or serviced advertised. The Kansas Bankers Association is a collective work and as such some articles are submitted by authors that are independent of the Kansas Bankers Asso- ciation. While The Kansas Banker encourages a first print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at: 855-747-4003. 10 22 8 6 KBA Leaders Ledger Good Ol’ Kansas Common Sense Won the Day on TNC Legislation 8 YBOK in Dodge City 10 2015 MOKAN Trust Conference 12 2015 KBA Insurance-H&P Golf Tournamant 14 Scholarships 18 Breaking the Fraud Triangle Fraud in the Workplace Series By Charles M. Towle 20 Briefly... In Kansas Banking 20 In Loving Memory... 22 Telling Stories By Frank Keating, President and CEO American Bankers Association 24 Bert Ely’s Farm Credit Watch ® Shedding Light on the Farm Credit System, America’s Least Known GSE Two new board members and new chairman at FCA By Bert Ely 26 Speculation vs. Strategy: What Drives Your Investment Decisions? By Lester F. Murray, Associate Partner of The Baker Group LP 28 Small Bank Holding Company Policy Statement By Brok A. Lahrman Cover Credit: Kimberly Gross, Citizens State Bank & Trust, Woodbine