Pub. 5 2016 Issue 1

January 2016 5 l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s For 15 years, the proven resource to help provide home loans to Kansas communities! It’s vitally important to whom you entrust your customers and your bank’s reputation… Let us show you why the experienced folks at MISC are the ones who will earn that trust! QM, ATR and TRID got you down? MISC can ease your regulatory concerns! Contact Bill Cole, Sr. Account Executive 316-706-7306 or Andrew Holtgraves, Account Executive 913-390-1010 ext. 1019 MORTGAGE INVESTMENT SERVICES CORPORATION 22316 Midland Drive Shawnee, Kansas 66226 913-390-1010 NMLSR # 194708 Associate Member – Kansas Bankers Association Bill Cole, Sr. Acct. Exec. Andrew Hol t graves, Account Executive We can always rely on quick responses to our questions or when we need help. The staff members are very personable and accommodating. With the assistance of MISC we can accommodate almost any borrower to purchase or refinance their home loan.” - Marion Dreher, Sr. Vice President Bank of Hays “I have truly enjoyed working with Mortgage Investment Services Corporation. Their staff is courteous and helpful every time I have worked with them. They have programs that allow us to offer other loans options to our customers that typically smaller banks wouldn’t be able to offer. This allows us to grow our business locally with new customers so it’s a win – win situation.” - Jacque Golemboski, Asst. Vice President/Mortgage Loan Officer Farmers & Merchants Bank, Colby EXPERIENCE COUNTS! K BA’S BANK Leaders of Kansas (BLOK) program is set to continue in 2016 and this year’s class will include a bevy of banking industry talent from across the Sunflower State. Fourteen Kansas bankers will participate in four BLOK training sessions that will arm them with the knowledge and information needed to be a credible and effective advocate for the Kansas banking industry. The first session is scheduled for February 2-4 and will center on the 2016 Harold A. Stones Public Affairs Conference in Topeka. Members of the 2016 BLOK Class are: Janel Burch, VP/ CFO/COO, The Farmers Bank of Osborne, Osborne; Andrew Chaney, VP-Commercial Lending, Equity Bank, Wichita; Ben Drouhard, Sr. Real Estate Officer/Branch President, Citizens Bank of Kansas, Wichita; Deanne Engstrom, SVP, Bank of the Prairie, Olathe; Layne Hoops, SVP/Chief Credit Officer, Astra Bank, Scandia; Tim Krueger, SVP – Commercial Lending, VisionBank, Topeka; Janet Lowell, Branch President & Regional Retail Manager, Central National Bank, Concordia; Colby May, AVP – Commercial Lending, Andover State Bank, Andover; Ryan McLaughlin, AVP – Investment Representative, Central States Capital Markets, Prairie Village; Patrick Melland, Regional Director, Promontory Interfinancial Network, Kansas City, MO; Brandon Nordhus, CFO, Community National Bank, Seneca; Traci Overpeck, Loan Officer, First National Bank of Elkhart, Elkhart; Maria Pfizenmaier, Vice President, United Bank & Trust, Clay Center; and David White, Commercial Relationship Manager, INTRUST Bank, N.A., Wichita. 2016 BLOK Sponsors are: • Bankers’ Bank of Kansas, Wichita • INTRUST Bank, N.A., Wichita • KBS, Topeka • KBA Insurance, Inc., Topeka • K-Coe Isom, Wichita • Professional Bank Consultants, LLC, Shawnee 2016 BLOK CLASS ANNOUNCEMENT