Pub. 5 2016 Issue 5

July 2016 19 l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s 800-498-8877 bankonitusa.com Your ROE Could be Higher. In a two-year study of a nationwide peer group of community banks, BankOnIT’s Bankers Private Cloud ® banks outperformed peer group banks with an average ROE that was 25% higher in 2015 and 33% higher in 2014.* Client banks utilizing the Bankers Private Cloud ® technology are gaining economies of scale that allow them to more efficiently utilize technology, resulting in reduced risks, decreased regulatory burden, fewer capital expenditures and less management time spent on IT. Eliminating challenges such as buying and hosting servers in-house, adding technical staff, resolving technical problems and coordinating support from multiple vendors, provides more time for focusing on the bank’s strategic goals. Visit our blog at blog.bankonitusa.com to read more about how other banks are utilizing the Bankers Private Cloud ® to gain efficiencies, or discover extraordinary results for yourself by contacting us at solutions@bankonitusa.com , or 800-498-8877, option #2. *Based on information from the FDIC ‘s Fourth Quarter 2015 Quarterly Banking Profile of 5,735 FDIC-insured community banks and from the FDIC ‘s Fourth Quarter 2014 Quarterly Banking Profile of 6,037 FDIC-insured community banks.