Pub. 5 2016 Issue 5

l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s 22 Numbers Talk, Lenders Please Listen! This one day workshop will provide lending professionals with practical tools to calculate and understand gross margins, ratios and cash flow. Focusing on calculating and interpreting ratios and cash flow, participants will under- stand the borrower’s financial information. This practical, interactive program will allow participants to ask ques- tions, interact with other bankers, and discuss solutions using a case study. For senior lenders, credit managers, ag & commercial lenders, business bankers, and credit analysts. November 30, 2016 Hays December 1, 2016 Lawrence Co-Sponsored by Educational Resources 785-232-3444 www.ksbankers.com