Pub. 8 2019 Issue 1

L E A D I N G A D V O C A T E F O R T H E B A N K I N G I N D U S T R Y I N K A N S A S 4 The KANSAS BANKER 14 9 OFFICERS Chris Donnelly, Chairman Bank of the Prairie, Olathe Kurt Knutson, Chairman-elect FreedomBank, Overland Park Jonathon Johnson, Vice Chairman Home Savings Bank, Chanute Ron Johnson, Past Chairman CommunityNational Bank, Seneca STAFF DougWareham, President &CEO Kathy Taylor, EVP, General Counsel Administration BrendaL. Unruh, SVP, Administration&MemberRelations Eric Stofer, SVP, Chief Financial Officer AlexOrel, SVP, Government Relations Julie Taylor, VP, Computer & Information Systems Mary Taylor, VP, Communications &Marketing SaraBlubaugh, VP, ExecutiveAssistant to the President&CEO LynneMills, Receptionist/Special Projects LeAnnMott, Administrative/Special Projects Assistant Education Becky Tongish, SVP, Educational Resources BeckyMilne, VP, Educational Resources Nicole Ortiz, EducationAssistant &Special Projects Insurance Herb Iams, President, KBA Insurance, Inc. Becky Iams, EVP, KBA Insurance, Inc. EdGriffith, EVP, Employee Benefits Kent Owens, VP, KBA Insurance, Inc. Susan Salyer, VP, Employee Benefits Cari Charter, Insurance Coordinator Legal/KBCS Terri Thomas, SVP, Legal Department Director Jackie Kuhn, VP, StaffAttorney GwenHill, VP, StaffAttorney AllisonKernin, VP, StaffAttorney/Senior Compliance Auditor BobbyYoung, AVP, StaffAttorney/IT-HRConsultant Adeel Syed, AVP, StaffAttorney Dylan Serrault, AVP, StaffAttorney/Compliance Auditor Neal Barclay, Compliance Specialist/Auditor JeffNarron, Compliance Specialist/Auditor KellyVanZwoll, Compliance Specialist & Government Relations Connie Sherer, Paralegal Assistant KorenKabriel, Administrative Legal Assistant ©2019 Kansas Bankers Association | The newsLINK Group, LLC. All rights reserved. The Kansas Banker is published six times each year by The newsLINK Group, LLC for the Kansas Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Kansas Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recom- mendation of any product or service advertised. The Kansas Bankers Association is a collective work and as such some articles are submitted by authors who are independent of the Kansas Bankers Association. While the The Kansas Banker encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at: 855.747.4003. 8 Roberts’ Retirement Announcement Fuels Speculation for U.S. Senate Seat 9 2019 Legislative Session Preview 11 KBA Announces 2019 BLOK Class 12 Just Ask . . . We’re Here to Help 14 50-Year Club 15 Briefly . . . In Kansas Banking 17 Bert Ely’s Farm Credit Watch 19 Relevancy in a Digital Age 20 Make Your Customers S.A.F.E. 21 Patch Your Servers, Patch Your People 25 Banks Using Captives for Enterprise Risk Management in Increasing Numbers 26 Washington Update 2019: Different Approach, Same Agenda