Pub. 8 2019 Issue 2

March/April 2019 7 l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s Mike is a banking executive who spent the majority of his 40-year career in commercial and CRE lending. Mike has been an instructor for over 25 years and currently serves on the faculty of the KBA/NBA Schools of Banking Commer- cial Lending School as well as the Graduate School of Banking at the University of Wisconsin-Madison. Co-sponsored by This full day workshop will provide lenders with practical tools to understand business cash flow variables, including gross mar- gins, ratios, and cash flow statement com- ponents. Focusing on calculating and inter- preting ratios and cash flow, the participants will understand what the borrower’s financial statements are saying. This practical inter- active workshop will include actual lending stories, allow participants to ask questions and interact with other bankers, as well as discuss solutions using real life cases. Who Should Attend : Commercial lenders, business and retail bankers, credit an- alysts and others interested in commercial lending. This full-day workshop will provide practical tools to better understand the various types of commercial real estate (CRE) loans for various property types. Focusing on the key variables in CRE lending and underwriting with real life case examples, the attendees will be able to identify and apply the components affecting sources of repayment, including property valu- ation. This interactive program will allow for questions, interaction with other bankers, and a discussion of solutions using case-driven examples. Who Should Attend : Retail bankers, credit analysts, and bankers interested in CRE lending. EDUCATIONAL RESOURCES 785-232-3444 www.ksbankers.com Recommended for CPE Credits.