Pub. 8 2019 Issue 3

l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s 4 The KANSAS BANKER 28 5 OFFICERS Chris Donnelly, Chairman Bank of the Prairie, Olathe Kurt Knutson, Chairman-elect FreedomBank, Overland Park Jonathon Johnson, Vice Chairman Home Savings Bank, Chanute Ron Johnson, Past Chairman CommunityNational Bank, Seneca STAFF DougWareham, President &CEO Kathy Taylor, EVP, General Counsel Administration BrendaL. Unruh, SVP, Administration&Member Services Eric Stofer, SVP, Chief Financial Officer AlexOrel, SVP, Government Relations Julie Taylor, VP, Computer & Information Systems Mary Taylor, VP, Communications &Marketing SaraBlubaugh, VP, ExecutiveAssistant to the President&CEO LynneMills, Receptionist/Special Projects LeAnnMott, Administrative/Special Projects Assistant Education Becky Tongish, SVP, Educational Resources BeckyMilne, VP, Educational Resources Nicole Ortiz, EducationAssistant &Special Projects Insurance Herb Iams, President, KBA Insurance, Inc. RyanMcLaughlin, EVP, KBA Insurance, Inc. Becky Iams, EVP, KBA Insurance, Inc. EdGriffith, EVP, Employee Benefits Kent Owens, VP, KBA Insurance, Inc. Susan Salyer, VP, Employee Benefits Cari Charter, Insurance Coordinator Legal/KBCS Terri Thomas, SVP, Legal Department Director Jackie Kuhn, VP, StaffAttorney GwenHill, VP, StaffAttorney AllisonKernin, VP, StaffAttorney/Senior Compliance Auditor BobbyYoung, AVP, StaffAttorney/IT-HRConsultant Adeel Syed, AVP, StaffAttorney Dylan Serrault, AVP, StaffAttorney/Compliance Auditor Neal Barclay, Compliance Specialist/Auditor JeffNarron, Compliance Specialist/Auditor KellyVanZwoll, StaffAttorney& Government Relations Connie Sherer, Paralegal Assistant KorenKabriel, Administrative Legal Assistant ©2019 Kansas Bankers Association | The newsLINK Group, LLC. All rights reserved. The Kansas Banker is published six times each year by The newsLINK Group, LLC for the Kansas Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Kansas Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recom- mendation of any product or service advertised. The Kansas Bankers Association is a collective work and as such some articles are submitted by authors who are independent of the Kansas Bankers Association. While the The Kansas Banker encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at: 855.747.4003. 5 President’s Message: On the Road Again… 2019 No-Ties Tour By Doug Wareham , President and CEO 6 No-Ties Tour 9 Kansas Legislature Adjourns - Kansas Bankers Gearing up for 2020 By Alex Orel, SVP Government Relations 10 BLOK Session II - Class Converges in Kansas City 12 YBOK Spring Conference 2019 14 Solving the Banking Industry’s Cannabis Conundrum By Rob Nichols, President and CEO, American Bankers Association 16 Graduate School Scholarships 17 Kansas Bankers Educational Foundation Awards Scholarships 20 Tri-state Leadership Conference Draws Near Record Crowd By Becky Tongish, SVP - Educational Resources 22 KBA Golf Classic, Sponsored By KBA Insurance, Inc. 26 Five Common Security Mistakes to Avoid By Andrew Hettick, SSCP, Security+, ISACA Cybersecurity Fundamentals 28 Relief for Community Banks in the Competition for Deposits By Lance Caldwell, Regional Director at Promontory Interfinancial Network, LLC