Pub. 8 2019 Issue 4

l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s 4 The KANSAS BANKER 26 7 OFFICERS Kurt Knutson, Chairman FreedomBank, Overland Park Jonathon Johnson, Chairman-elect Community State Bank, Coffeyville Mike Ewy, Vice Chairman Home Savings Bank, Chanute Chris Donnelly, Past Chairman Bank of the Prairie, Olathe STAFF DougWareham, President &CEO Kathy Taylor, EVP, General Counsel Administration BrendaL. Unruh, SVP, Administration&Member Services Eric Stofer, SVP, Chief Financial Officer AlexOrel, SVP, Government Relations Julie Taylor, VP, Computer & Information Systems Mary Taylor, VP, Communications &Marketing SaraBlubaugh, VP, ExecutiveAssistant to the President&CEO LynneMills, Receptionist/Special Projects LeAnnMott, Administrative/Special Projects Assistant Education Becky Tongish, SVP, Educational Resources BeckyMilne, VP, Educational Resources Nicole Ortiz, EducationAssistant &Special Projects Insurance Herb Iams, President, KBA Insurance, Inc. RyanMcLaughlin, EVP, KBA Insurance, Inc. Becky Iams, EVP, KBA Insurance, Inc. EdGriffith, EVP, Employee Benefits Kent Owens, VP, KBA Insurance, Inc. Susan Salyer, VP, Employee Benefits Cari Charter, Insurance Coordinator Legal/KBCS Terri Thomas, SVP, Legal Department Director Jackie Kuhn, VP, StaffAttorney GwenHill, VP, StaffAttorney AllisonKernin, VP, StaffAttorney/Senior Compliance Auditor BobbyYoung, AVP, StaffAttorney/IT-HRConsultant Adeel Syed, AVP, StaffAttorney Dylan Serrault, AVP, StaffAttorney/Compliance Auditor Neal Barclay, Compliance Specialist/Auditor JeffNarron, Compliance Specialist/Auditor KellyVanZwoll, StaffAttorney& Government Relations KorenKabriel, Administrative Legal Assistant ©2019 Kansas Bankers Association | The newsLINK Group, LLC. All rights reserved. The Kansas Banker is pub- lished six times each year by The newsLINK Group, LLC for the Kansas Banker and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not neces- sarily represent the views of the Kansas Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Kansas Bankers Association is a collective work and as such some articles are submitted by authors who are independent of the Kansas Bankers Association. While the The Kansas Banker encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at: 855.747.4003. 5 Chairman Kurt A. Knutson 7 No-Ties Tour 10 Cyber Security 3 Key Steps to Managing Your Cyber Security Risk By Brian Howell, CISA 12 MOKAN 2019 14 KBA Federal Affairs Committee and 2019 BLOK Class Take the KBA Message to DC 16 Is the FCS Understating Its Emerging Credit-Quality Issues? By Bert Ely, American Bankers Association 18 BLOK Session III – Federal Advocacy 20 Core System Strategy: The Era of the “Big Bets” 23 Password Games By CoNetrix 24 Reframing the Credit Union Debate By Rob Nichols, President and CEO American Bankers Association 26 The Fight for Tax Equity Begins – Legislative Leaders Approve Interim Hearing By Kathy Taylor EVP - General Counsel; Alex Orel, SVP - Government Relations 29 Extended Time for CECL Implementation By Jason Seaton, BKD CPA’s & Advisors