Pub. 8 2019 Issue 4

July/August 2019 9 l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s GNBank, Girard Wareham, Chris Bualle (Chief Credit Officer), Nancy George (Chief Risk Officer), Mark Schifferdecker (President/CEO) and Donnelly. Union State Bank, Uniontown Donnelly, Chad Holt (Vice President), Bryan Holt (President/CEO) and Wareham. The City State Bank, Fort Scott Wareham, John Hill (CEO) and Donnelly. The Kansas State Bank, Ottawa Wareham, Roger Maxwell (President/CEO) and Donnelly. Farmers Bank & Trust, Great Bend Brenda Unruh and Robert Rugan (Market President). Labette Bank, Altamont Wareham, Tina Arb (Senior Vice President), Bill Wyckoff (President/CEO) and Donnelly. Bank of Holyrood Brenda Unruh and Karen Pauley (President). Bank of Palmer Becky Tongish, Don Heitman (Vice President), Bruce Meyer (President & CEO) and Kathy Taylor. “Our policy makers must figure out how to make it easier for community banks to make low cost home loans in rural communities or rural America is going to continue to decline.” – Bill Wyckoff, President/CEO of Labette Bank “The average home loan in our community is under $50,000. It makes no sense at all when we are making a $25,000 home loan (if our customer can qualify and if they can meet ability to repay standards) that it takes 45 days to close that loan with significant costs to the bank and our customer, yet we can make a $40,000 auto loan to that same customer in less than an hour with very little upfront cost.” – Tina Arb, SVP at Labette Bank Home Savings Bank, Chanute Wareham, Chris Bilby (Vice President), Jonathon Johnson (President/CEO) and Donnelly.