Pub. 9 2020 Issue 1

l e a d i n g a d v o c a t e f o r t h e b a n k i n g i n d u s t r y i n k a n s a s 4 The KANSAS BANKER 14 8 OFFICERS Kurt Knutson, Chairman FreedomBank, Overland Park Jonathon Johnson, Chairman-elect Home Savings Bank, Chanute Mike Ewy, Vice Chairman Community State Bank, Coffeyville Chris Donnelly, Past Chairman Bank of the Prairie, Olathe STAFF DougWareham, President andCEO Kathy Taylor, EVP, General Counsel Administration BrendaL. Unruh,SVP,AdministrationandMemberServices Eric Stofer, SVP, Chief Financial Officer AlexOrel, SVP, Government Relations Mary Taylor, SVP, Communications andMarketing Julie Taylor, VP, Computer and Information Systems SaraBlubaugh, VP, ExecutiveAssistant to the President andCEO LynneMills, Receptionist/Special Projects LeAnnMott, Division Coordinator/Administrative Assist Education Becky Tongish, EVP, Educational Resources BeckyMilne, VP, Educational Resources Nicole Ortiz, EducationAssistant and Special Projects Insurance RyanMcLaughlin, President, KBA Insurance, Inc. Becky Iams, EVP, KBA Insurance, Inc. EdGriffith, EVP, Employee Benefits Kent Owens, VP, KBA Insurance, Inc. Susan Salyer, VP, Employee Benefits Cari Charter, Insurance Coordinator Legal/KBCS Terri Thomas, SVP, Legal Department Director Jackie Kuhn, VP, StaffAttorney GwenHill, VP, StaffAttorney AllisonKernin, VP, StaffAttorney/Senior Compliance Auditor BobbyYoung, AVP, StaffAttorney/IT-HRConsultant Adeel Syed, AVP, StaffAttorney Dylan Serrault, AVP, StaffAttorney/Compliance Auditor Neal Barclay, Compliance Specialist/Auditor JeffNarron, Compliance Specialist/Auditor KellyVanZwoll, StaffAttorney and Government Relations MeridithDeForest, Administrative Legal Assistant KorenKabriel, PTAdministrative Legal Assistant © 2020 Kansas Bankers Association | The newsLINK Group, LLC. All rights reserved. The Kansas Banker is pub- lished six times each year by The newsLINK Group, LLC for the Kansas Banker and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not neces- sarily represent the views of the Kansas Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Kansas Bankers is a collective work and as such some articles are submitted by authors who are independent of the Kansas Bankers Association. While the The Kansas Banker encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at: 855.747.4003 . 5 Strong Community Banks are Vital to Rural Kansas By U.S. Senator Jerry Moran (R-Kan.) 6 President’s Message-Strong Start for KBA 2020 By Doug Wareham, KBA President and CEO 8 KBA Announces the 2020 BLOK Class 10 Herb Iams Says Goodbye to the Tie 12 Briefly ... In Kansas Banking 14 Seeing, Saying and Doing Something About Elder Fraud By Rob Nichols, President and CEO, American Bankers Association 18 Don’t Hitch Your Strategy to a Rate Forecast By Lester Murray, The Baker Group 20 Pay Heed to New Challenges for the New Year By Katie Harrison, BKD 22 Calendar Order 22 Picturing Kansas 24 Three Important Things to Consider When Reviewing Vendors’ BCPs By Leticia Saiid, Security+